Terms and Conditions

Fastrack Auto Loan and its subsidiaries provide the materials contained at our site(s) on the World Wide
Web (the "Site") as a service to our customers and visitors. Fastrack Auto Loan requires that all visitors to
the Site adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you
indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without
limitation or qualification. Fastrack Auto Loan may revise these Terms and Conditions at any time by
updating this posting, which revisions will be binding upon all visitors to the Site. You should therefore
visit this posting to review these Terms and Conditions from time to time as you visit the Site. For purposes
of these Terms and Conditions references Fastrack Auto Loan include its affiliates, directors and
employees.

In addition, by clicking the “Get My Auto Loan” button I authorize Fastrack Auto Loan and its lending partners,
automobile dealers, or affiliate partners to obtain such additional information as may be required,
including credit reports, in order to complete the processing of my application and to provide such additional
information if requested. I expressly grant that Fastrack Auto Loan and it’s lending partners, automobile dealers,
or affiliate partners the authority to call and/or email me with questions related to this application and share
information about other products and services available.I agree that Fastrack Auto Loan and it’s lending
partners,automobile dealers, or affiliate partners may forward this application and my financial information to
one or more third party lenders, dealers, or others that may be able to offer me, or assist me in finding,
financing that meets my needs. Some of these affiliates may offer or arrange dealer financing rather than a
direct loan from a lender. I authorize those third party lenders, dealers or others which are forwarded the
application to share information in the application and any other credit information they obtain with other
third parties who may be able to offer or arrange for a loan or financing through a dealer.

Laws and Regulations

User access to and use of the Site is subject to all applicable federal, state and local laws and regulations.
Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws.
California law and Federal law will govern the interpretation and enforcement of these Terms and Conditions.

Copyright and Trademark Information

The information contained at the Site, including but not limited to text and images herein (other than certain
images licensed from third parties) and their arrangement, are copyright © 2007 by Fastrack Auto Loan. All
rights reserved.

Fastrack Auto Loan and its logo are trademarks of Fastrack Auto Loan. All other trademarks are property of
Fastrack Auto Loan unless otherwise designated or clearly implied herein as belonging to third parties.
Nothing contained at the Site shall be construed as granting by implication, estoppel, or otherwise any
license or right under any patent, trademark, copyright (except as expressly stated above) or proprietary
rights of Fastrack Auto Loan or of any third party.

You are authorized by Fastrack Auto Loan to copy, transmit or display any information registered or owned
by Fastrack Auto Loan on any page of the Site solely for your personal, non-commercial use, provided that
any such copy, transmission or display includes any copyright, trademark or service mark attribution as it
appears on such page. The information and materials contained at the Site may not otherwise be copied,
transmitted, displayed, distributed, downloaded, licensed, modified, published, posted, reproduced, used,
sold, transmitted, used to create a derivative work or otherwise used for commercial or public purposes
without Fastrack Auto Loan’s prior written consent.

The Site, including this page, may contain other proprietary notices and copyright information, the terms of
which must be observed and followed. Certain images and information at the Site are the copyright or
trademark of third parties and any use is subject to the terms and conditions of such third parties.

Limitation of Liabilities and Warranties

INFORMATION ON THE SITE IS PROVIDED"AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR
IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF
IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

The information contained at the Site may include technical inaccuracies or typographical errors. Fastrack
Auto Loan from time to time amends, changes, adds, deletes, updates or alters the information contained at
this Site, including information regarding the products and services described at the Site, without notice.
Fastrack Auto Loan assumes no liability for any errors or omissions in the information contained at the Site
and expressly disclaims any responsibility to update the information contained at the Site.

IN NO EVENT SHALL Fastrack Auto Loan BE LIABLE FOR ANY PUNITIVE, SPECIAL, DIRECT, INDIRECT, EXEMPLARY
OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE,
DATA, OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO
CONTRACT AND TORT ACTIONS (INCLUDING LIBEL), ARISING OUT OF OR IN CONNECTION WITH THE USE,
COPYING OR DISPLAY OF, OR THE INTERACTION OR ANY OTHER FORM OF COMMUNICATION WITH, THE SITE
AND THE INFORMATION CONTAINED AT THE SITE (INCLUDING VIA COMPUTER VIRUSES OR ANY OTHER FORM OF
SOFTWARE).

Marketing

Regardless of whether you have chosen to opt out of certain marketing offers from Fastrack Auto Loan, by
using Fastrack Auto Loan Online you agree that we may market our services and the services of other
companies on the Site through the use of banner ads,"hyper-links," and other similar marketing devices.
Products offered will be at the sole discretion of any lender, and may be provided by companies not
affiliated with Fastrack Auto Loan. Non-affiliated companies will be solely responsible and liable for the
provision of or failure to provide stated services, benefits, or products. Fastrack Auto Loan does not legally
endorse or guarantee products or services provided by non-affiliated companies and such products or
services are neither FDIC insured or bank guaranteed.

Links to Other Internet Web Sites

Some of the Web sites listed as links herein are not under the control of Fastrack Auto Loan, but rather are
exclusively controlled by third parties. Accordingly, Fastrack Auto Loan makes no representations whatso
ever concerning such Web sites. Although Fastrack Auto Loan may provide a link to a third party, such a link
is not an authorization, endorsement, sponsorship or affiliation by Fastrack Auto Loan with respect to such
Web site, its owners or its providers. Fastrack Auto Loan is providing these links only as a convenience to
you. Fastrack Auto Loan has not tested any information, products or software found on such Web sites and
therefore cannot make any representations whatsoever with respect thereto. It is up to you to take
precautions to ensure that whatever you select is free of such items as viruses, worms, trojan horses and
other items of a destructive nature.

IN NO EVENT WILL Fastrack Auto Loan BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, SPECIAL OR OTHER
CONSEQUENTIAL DAMAGES FOR ANY USE OF ANY HYPERLINKED WEB SITE, INCLUDING, WITHOUT LIMITATION,
ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION
HANDLING SYSTEM OR OTHERWISE, EVEN IF WE ARE EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH
DAMAGES.

Feedback

Any comments or materials sent to Fastrack Auto Loan, including feedback data, such as questions,
comments, suggestions or the like regarding the content of any such documents (collectively"Feedback"),
shall be deemed to be the property of Fastrack Auto Loan. Fastrack Auto Loan use of the Feedback will be in
compliance with the Fastrack Auto Loan Privacy Notice, which is set forth on the Site, and applicable laws.
Fastrack Auto Loan shall have no additional obligations with respect to such Feedback and shall be free to
reproduce, use, disclose, exhibit, display, transform, create derivative works and distribute the Feedback to
others without limitation. Further, Fastrack Auto Loan shall be free to use any ideas, concepts, know-how or
techniques contained in such Feedback for any purpose whatsoever, including but not limited to developing,
manufacturing and marketing products incorporating such Feedback. Application information submitted to
Fastrack Auto Loan shall be treated confidentially to the extent required by applicable law or as disclosed in
the application.

Thank you.